Results
A snapshot of recent deals across all three programs — and, more importantly, why each owner ended up with the financing they did.
Manufacturing · partner buyout
We repackaged the file, moved it to an SBA lender that wanted the deal, and closed the buyout in weeks. A line or working capital would have been faster but far costlier for a permanent, seven-figure need.
Distribution · cash-flow flexibility
The owner came in for a term loan. Once we mapped how they'd actually use the money — short, recurring inventory swings — a revolving line was clearly cheaper. They draw and repay on a rolling basis and pay only for what they use.
Specialty foods · funded in 28 hrs
A wholesale order landed at twice their usual size. SBA was the wrong tool for a 24-hour timeline; working capital funded the supplier overnight and was repaid as the order shipped.
Owner-occupied real estate
A 504 let them buy their space with 10% down at a payment close to their old rent. We ran the numbers against a conventional loan before they committed to anything.
By the numbers
Beacon showed us a line of credit was cheaper for how we'd actually use it — and saved us thousands in interest we'd never have questioned.
Owner · Regional HVAC contractor
One application compares all three. No credit pull, no obligation.